Benefit backdating rules does consolidating your student loans affect your credit

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Pension age customers are those who have reached the qualifying age for State Pension Credit.

Get your claim form or letter to us as soon as possible because it affects the date your benefit claim will start from.

We can backdate HB or CTS if you can prove that there is good cause or reason(s) why you were unable to apply for your benefit earlier.

If you disagree with the date your claim starts from for any other reason you can appeal against the decision.

The information below was written by the Low Incomes Tax Reform Group.

Standard backdating An initial claim can be backdated if the circumstances entitling the person to tax credits have subsisted for the period of the backdating.

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